Our products

Plans, with the maths shown

No subscription is charged and no card is collected. These are the products in our catalogue, read live from the database.

Starter Vault

A short first term to learn how daily accrual works.

6.00%p.a. target

30-day term · $100– $5,000

  • ✓~$0.16/day on a $1,000 position
  • ✓Principal released at the end of the term
  • ✓Close early at any time
  • ✓0 positions opened so far
Create an account
Target annual rate

Balanced Growth

A medium-term plan with weekly accrual.

9.00%p.a. target

90-day term · $500– $25,000

  • ✓~$0.25/day on a $1,000 position
  • ✓Principal released at the end of the term
  • ✓Close early at any time
  • ✓0 positions opened so far
Create an account

Growth Engine

A longer horizon with higher variability.

12.00%p.a. target

180-day term · $1,000– $50,000

  • ✓~$0.33/day on a $1,000 position
  • ✓Principal released at the end of the term
  • ✓Close early at any time
  • ✓0 positions opened so far
Create an account

Quant Desk

Our highest target rate, for a full-year term.

15.00%p.a. target

365-day term · $5,000– $150,000

  • ✓~$0.41/day on a $1,000 position
  • ✓Principal released at the end of the term
  • ✓Close early at any time
  • ✓1 position opened so far
Create an account

What the rate means

The daily credit is principal × annual rate ÷ 365, rounded down to the cent. It is produced by our own model and booked as an expense in the ledger, and can be changed or stopped by an operator. It is not a market yield, a fund return, or a promise. Crypto markets can fall as well as rise, and nothing here is financial advice.

Read the full risk disclosure →

FAQ

Frequently asked questions

Every balance is derived from a double-entry ledger: a credit to your wallet always has a matching debit somewhere else, and the trial balance is checked on the admin screen. No card or bank details are collected inside the app.

Each plan has a target annual rate. A scheduled job credits principal × rate ÷ 365 once a day while the plan runs and books the matching expense. It is arithmetic on a rate we publish, not a forecast of market performance, and it is not guaranteed.

A 0.50% execution fee on buys and sells, recorded as revenue in the ledger. Deposits and withdrawals are reviewed manually and carry no fee.

The 12 largest coins by market cap, priced live from CoinGecko. If that API is unreachable the app falls back to clearly-labelled sample prices so the interface still works.

Your profile and activity are stored in the platform database. Verification records only the last four digits of a document number — never a full number or an image.

You can download a JSON export or a CSV statement of your profile and balances from Settings. Account deletion is handled by support so the audit trail stays intact.